Personal Loans – Paisa Daily ke Saath
Paisa Daily offers personal loans from ₹50,000 to ₹20,00,000 with annual interest rates between 8.5% and 15% p.a., based on credit eligibility. Loans are subject to full KYC and income verification. The loan process is digital and secure. Flexible EMI options available. Terms and conditions apply.*
Note: Eligibility is indicative and does not guarantee approval. Final decision rests with Paisa Daily as per internal policies.
What We Do
Your loan application is received and sent for initial review. Our team verifies the details before proceeding.
Our team reviews your PAN, address proof, income proof, and bank details to verify eligibility.
After verification, your application is evaluated. You’ll be notified once a decision is made.
About Paisa Daily
We specialize in offering personal loans from ₹50,000 to ₹20,00,000, with competitive interest rates starting as low as 8.5%* p.a. Customers benefit from flexible repayment tenures of up to 120 months, manageable EMIs, and a seamless digital process with minimal documentation.
Happy Customers
Loan Success
Our Services
Loans from ₹1 Lakh to ₹10 Lakhs to cover treatment costs with dignity. Apply online with minimal hassle.
Borrow ₹1.5–15 Lakhs for repairs, interiors, or improvements — via a secure digital process.
Loans from ₹50,000 to ₹5 Lakhs for coaching or higher education needs.
Borrow ₹50,000 to ₹3 Lakhs for flights, hotels, and travel expenses.
Borrow ₹1–10 Lakhs for weddings with complete transparency and no hidden fees.
₹1–7 Lakhs to manage multiple EMIs with one simplified repayment plan.
Fully digital loan experience with a user-friendly interface. Apply anytime, anywhere — no branch visits needed.
From application to disbursal, our team is here to guide you at every step. Just a message away.
We follow RBI-compliant practices to protect your data. All terms, rates, and fees are clearly explained.
Minimum Loan Amount: Rs 50,000
Maximum Loan Amount: Up To Rs 2,00,000
Minimum Annual Interest Rate: 8.5% Per Annum
Maximum Annual Interest Rate: 16% Per Annum
Minimum Repayment Tenure: Up to 12 Months
Maximum Repayment Tenure: Up to 120 Months (10 Years)
Processing Fees: 2% Of The Loan Amount
EMI Bounce Charge: Rs 590/- Bounce Charge
No Pre-Closure Charges
Flexible terms and reliable service
Eligibility & Required Criteria
Paisa Daily offers personal loans to eligible individuals based on simple and transparent criteria. Review the requirements based on your profile before applying.
Age: Between 21 and 60 years
Monthly Income: Minimum ₹20,000 (net in-hand)
Employment Type: Must be working with a registered private or public organization
Work Experience: At least 1 year of continuous employment
Age: 25 years and above
Annual Income: ₹2.5 Lakhs and above
Profession: Doctor, CA, Architect, Consultant, etc.
Business Stability: Minimum 2 years of stable income and valid ITR
Age: 25 years and above
Turnover: Minimum ₹5 Lakhs annually
Business Type: Sole Proprietorship, Partnership, or Pvt Ltd
Operational History: At least 3 years in current business
List of Required Documents
Please keep the following documents ready to ensure a smooth and quick application process with Paisa Daily.
| Category | Documents Required |
|---|---|
| Common for All Applicants |
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| Salaried Professionals |
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| Self-Employed & Business Owners |
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| Loan Amount | APR | Tenure | Processing Fee + GST | Amount Disbursed | EMI | Total Repayment | Total Interest |
|---|---|---|---|---|---|---|---|
| ₹1,00,000 | 8.5% p.a. | 24 Months | ₹2,360 (2% + 18% GST) | ₹97,640 | ₹4,543 | ₹1,08,242 | ₹8,242 |
Loan Amount: ₹1,00,000
APR: 8.5% per annum (including interest + standard charges)
Processing Fee: ₹2,000 (2% of loan amount)
GST: ₹360 (18% GST on processing fee)
Total Charges: ₹2,360 (Fee + GST)
Disbursed Amount: ₹97,640 (Loan amount minus charges)
EMI: ₹4,543 (Monthly EMI for 24 months)
Total Repayment: ₹1,08,242
Total Interest: ₹8,242 (Excluding charges)
*Example based on 8.5% p.a. interest. Your actual offer may vary based on eligibility. T&C apply.
Representative Example:
For a loan of ₹1,00,000 at 10% p.a. for 24 months:
Processing Fee = ₹2,000 + GST (18%) = ₹2,360
Disbursed Amount = ₹97,640
EMI ≈ ₹4,614/month
Total Interest = ₹10,736
Total Repayment = ₹1,10,736
*All charges are subject to change as per company policy and regulatory guidelines. Final terms will be shared during loan agreement signing. Please read all terms & conditions carefully before proceeding.
Our mission is to provide responsible and transparent lending solutions tailored to the financial needs of individuals and businesses. We are committed to ethical lending practices, full regulatory compliance, and superior customer service.
Registered Office:
Paisa Daily Pvt. Ltd.
District Centre, 615 - DDA Building, Behind Scope Minar Nearest Metro Nirman Vihar, Swasthya Vihar, Delhi, 110092
Regulatory Approvals & Compliance:
We strictly follow RBI guidelines and directives applicable to NBFCs. All our loan products comply with relevant laws, including the Fair Practices Code mandated by the RBI.
For any queries or more information, please contact us at support@paisadaily.com or call 8981547337.
District Centre, 615 - DDA Building, Behind Scope Minar Nearest Metro Nirman Vihar, Swasthya Vihar, Delhi, 110092